Are you or a loved one in Denver struggling with addiction but worried about how to pay for addiction treatment? You’re not alone. The financial aspect of recovery is often one of the biggest barriers to getting help. The good news is that Colorado residents have multiple options to make treatment more accessible and affordable.
At Revive Health Recovery, we understand that navigating payment options can feel overwhelming when you’re already dealing with the challenges of addiction. That’s why we’ve created this comprehensive guide to help Denver and Colorado residents understand all available resources to finance their recovery journey by Holistic Mind Care.
Understanding the Landscape of Addiction Treatment Costs in Colorado
The Real Cost of Addiction Treatment Services in Denver
Before exploring payment options, it’s helpful to understand what you’re paying for. Addiction treatment costs vary widely depending on the level of care needed, from detoxification to residential treatment to outpatient programs. While exact prices differ between facilities, Colorado ranks as the 11th cheapest state for residential drug rehabilitation according to the National Center for Drug Abuse Statistics.
Different levels of substance abuse treatment carry different price tags:
- Detox services (medical supervision during withdrawal)
- Residential treatment (24/7 care and housing)
- Intensive outpatient programs (treatment while living at home)
- Standard outpatient programs (weekly therapy sessions)
- Aftercare and recovery programs
If you have questions about treatment costs at Revive Health Recovery, our financial counselors can provide personalized information. Call us anytime at (303) 268-4655 for a confidential discussion about your specific situation.
Why Investing in Treatment Pays Off in the Long Run
When considering the cost of addiction treatment, it’s important to compare it with the ongoing cost of addiction itself. Active addiction can be extremely expensive when you factor in:
- The direct cost of substances
- Lost income and career opportunities
- Legal expenses
- Healthcare costs from addiction-related illnesses
- Relationship and family impacts
Quality treatment is an investment in your future that pays dividends in health, relationships, and financial stability. The right rehabilitation centers can provide the foundation for lasting recovery and a more fulfilling life.
Insurance Coverage for Addiction Treatment in Colorado
Navigating Private Insurance for Addiction Treatment
How to pay for addiction treatment? And is it covered by insurance? Most private insurance plans provide some coverage for substance use disorder treatment, thanks to federal parity laws that require insurers to pay for behavioral health services the same way they pay for medical services.
Common Colorado insurance providers that may cover addiction treatment include:
- Anthem Blue Cross Blue Shield
- Cigna
- United Healthcare
- Kaiser Permanente
- Aetna
To understand your specific benefits:
- Call the number on the back of your insurance card
- Ask specifically about behavioral health or substance use disorder benefits
- Inquire about in-network providers in Denver
- Verify coverage for different levels of care (detox, residential, outpatient)
- Understand your deductible, copays, and any pre-authorization requirements
At Revive Health Recovery, we can help streamline the insurance verification rehab Colorado process. Our team works directly with insurance companies to determine your coverage before you begin treatment. Contact us at contact@revivehealthrecovery.com to verify your benefits.
Health First Colorado (Medicaid) Coverage for Substance Use Treatment
Health First Colorado, the state’s Medicaid program, offers comprehensive coverage for addiction treatment services. Colorado’s Behavioral Health Administration implements the “Ensuring Full Continuum SUD Benefits” program that provides expanded substance use treatment coverage for eligible residents.
Does Colorado Medicaid cover substance abuse treatment? Yes, Health First Colorado typically covers:
- Assessment and evaluation
- Detoxification
- Inpatient/residential treatment
- Outpatient and intensive outpatient programs
- Medication-assisted treatment
- Recovery support services
To qualify for Medicaid rehab coverage Denver residents need to meet income requirements and be Colorado residents. Once enrolled, you’ll need to find treatment centers that accept Medicaid – Revive Health Recovery can help determine if your coverage applies to our programs.
Medicare Options for Addiction Treatment in Colorado
For older adults and those with certain disabilities, Medicare provides several options for covering addiction treatment:
- Medicare Part A: Covers inpatient hospital stays, including treatment at rehabilitation centers
- Medicare Part B: Covers outpatient services, including therapy and counseling
- Medicare Part D: Helps cover prescription medications used in treatment
- Medicare Advantage Plans: May offer additional coverage for substance use treatment
Understanding the specifics of Medicare coverage can be complex. Our team at Revive Health Recovery can help you navigate these options—call us at (303) 268-4655 for assistance.
Government and State-Funded Treatment Options in Colorado
Colorado’s Behavioral Health Administration Programs
The Colorado Behavioral Health Administration (BHA) oversees various state-funded programs that can help residents access affordable or free addiction treatment Colorado options. These programs are particularly valuable for those without insurance or with limited coverage.
State-funded rehab options are accessed through Colorado’s managed service organizations (MSOs), which coordinate behavioral health services in different regions. These organizations can connect you with government funded addiction treatment Colorado resources based on your location and needs.
To access these services:
- Contact Colorado’s Behavioral Health Administration
- Complete an assessment to determine eligibility
- Get connected with appropriate services in your area
SAMHSA Block Grants and Other Federal Funding in Colorado
The Substance Abuse and Mental Health Services Administration (SAMHSA) provides federal funding to states through block grants specifically for substance abuse treatment. These funds support treatment centers that serve individuals without insurance or other means to pay.
Additionally, the State Opioid Response (SOR) Grant provides specialized funding for opioid use disorder treatment in Colorado, which has expanded access to medication-assisted treatment and recovery support services.
To find SAMHSA-funded programs:
- Use the SAMHSA treatment locator tool
- Contact Colorado’s Behavioral Health Administration
- Ask treatment providers about available federal funding
Denver CARES and Other Local Government Resources
Denver residents have access to city-specific resources like Denver CARES, which provides city-funded detoxification services and may offer financial assistance based on need. These local programs often serve as entry points to the treatment system and can connect individuals with additional resources.
Other local resources include county mental health centers and public health departments that may offer low-cost treatment options or referrals to affordable programs.
Alternative Financing Options for Addiction Treatment
Treatment Center Payment Plans and Sliding Fee Scales
Many rehabilitation centers, including Revive Health Recovery, offer flexible payment options to make treatment more accessible:
- Payment plans: Break the total cost into manageable monthly payments
- Sliding scale rehab programs in Denver: Adjust fees based on income and ability to pay
- Self-pay discounts: Reduced rates for those paying without insurance
When researching sliding scale rehab Denver options, ask potential treatment centers about their financial policies and what documentation you’ll need to qualify for reduced rates.
Scholarships and Grants for Addiction Treatment in Colorado
Various organizations offer treatment scholarships and financial aid for recovery:
- Treatment center scholarships (some facilities set aside funds for those in need)
- Private foundation grants
- Recovery community organization funds
- The Colorado Health Service Corps offers scholarships specifically for addiction counselor training
These opportunities often have limited availability and specific eligibility requirements, so it’s important to research and apply early in your search for treatment.
Crowdfunding and Community Resources
In recent years, many individuals have successfully used crowdfunding platforms to help finance their addiction treatment. While this approach requires openness about your situation, many find that friends, family, and even strangers are willing to contribute to recovery efforts.
Wondering how to pay for addiction treatment if you can’t afford it? Religious organizations and community groups may also provide financial assistance or free support services in addition to formal treatment programs.
Specialized Funding Sources for Specific Groups
Veteran Resources for Addiction Treatment in Colorado
Veterans have several options for accessing addiction treatment:
- VA healthcare coverage for substance use treatment
- The Colorado Veterans Assistance Grant program provides emergency financial assistance that may apply to treatment needs
- Specialized programs for veterans that address co-occurring PTSD and substance use
If you’re a veteran seeking treatment, contact the VA healthcare system or reach out to Revive Health Recovery at (303) 268-4655 to discuss veteran-specific options.
Employer Assistance Programs and Workplace Resources
Many Colorado employers offer Employee Assistance Programs (EAPs) that provide confidential support for addiction and mental health issues, including assessment and referral to treatment. The Recovery Friendly Workplace Initiative in Colorado helps employers create programs that can assist employees with treatment costs.
Benefits of using an EAP include:
- Confidential services
- Initial assessment and counseling sessions at no cost
- Referrals to appropriate treatment resources
- Potential coordination with your workplace for leave time
Resources for Special Populations
Colorado offers enhanced funding for treatment programs serving priority populations, including:
- Pregnant women
- People who inject drugs
- Parents with dependent children
- Adolescents and young adults
These specialized programs may have additional funding and support services that make treatment more accessible and comprehensive.
Step-by-Step Guide to Securing Treatment Funding
First Steps: Insurance Verification and Benefits Check
If you have insurance, your first step should be verifying your benefits:
- Contact your insurance provider’s member services
- Ask specifically about behavioral health or substance use disorder coverage
- Inquire about in-network providers in your area
- Understand your deductible, co-insurance, and copay requirements
- Ask if pre-authorization is required before beginning treatment
At Revive Health Recovery, we offer free insurance verification. Simply call (303) 268-4655 with your insurance information, and our admissions team will help determine your coverage.
Creating a Financial Plan for Treatment
Once you understand your insurance coverage (or lack thereof), create a comprehensive financial plan:
- Determine what portion of treatment costs will be your responsibility
- Explore multiple funding sources (insurance + savings + payment plan)
- Consider both immediate treatment costs and ongoing recovery support
- Research affordable addiction treatment Denver options that match your needs
- Discuss financial concerns openly with treatment providers
Advocating for Maximum Coverage and Assistance
Understanding your rights under insurance parity laws can help you obtain appropriate coverage. If your claim is denied:
- Request written explanation of the denial
- File an appeal with your insurance company
- Contact Colorado’s Division of Insurance for assistance
- Consider working with a patient advocate
Don’t hesitate to ask treatment centers like Our Denver Addiction Help Center for help with this process when don’t know how to pay for addiction treatment – many have experience dealing with insurance companies and can advocate on your behalf.
Avoiding Common Financial Pitfalls in Treatment Funding
Red Flags to Watch For in Treatment Financing
As you explore financing options on how to pay for addiction treatment, be aware of potential pitfalls:
- High-interest loans specifically marketed for rehab
- Facilities that guarantee insurance coverage without verification
- Requests for large upfront payments
- Lack of clear information about total costs
- Pressure to commit immediately without reviewing financing options
At Revive Health Recovery, we believe in complete transparency about costs and payment options. We’ll never pressure you into treatment without ensuring you understand the financial aspects.
Managing Financial Stress During the Treatment Process
Financial worries shouldn’t derail your recovery efforts. Many treatment programs, including ours at Revive Health Recovery, offer financial counseling as part of the recovery process. Learning to manage finances is often an important part of building a stable life in recovery.
FAQs About How To Pay For Addiction Treatment
Does Revive Health Recovery cover addiction treatment in Denver?
Yes, Revive Health Recovery covers comprehensive addiction treatment services in Denver, including assessment, detox, residential and outpatient care. Revive Health Recovery can help determine if your Medicaid coverage applies to our programs.
How can I pay for addiction treatment if I don’t have insurance in Colorado?
Without insurance, you can explore state-funded programs, sliding scale fees, payment plans, scholarships, and grants. Revive Health Recovery offers multiple payment options to make treatment accessible for everyone.
What is the average cost of addiction treatment in Colorado without insurance?
Treatment costs vary widely based on the level of care needed. For personalized information about treatment costs at Revive Health Recovery, call us at (303) 268-4655 for a confidential discussion of your options.
Can I use my employer’s assistance program (EAP) to pay for addiction treatment in Denver?
Yes, many EAPs cover initial assessment and some treatment sessions. Revive Health Recovery works with various EAPs to coordinate care and maximize your benefits.
Are there free addiction treatment options available in the Denver area?
Yes, several options exist including state-funded programs and nonprofit recovery centers. Revive Health Recovery can help connect you with appropriate resources if our programs aren’t financially feasible.
Why Choose Revive Health Recovery for Your Treatment Journey
When considering where to receive addiction treatment in Denver and how to pay for addiction treatment, Revive Health Recovery stands out for several important reasons:
- Insurance Expertise: Our team has extensive experience working with all major insurance providers and can maximize your benefits while minimizing out-of-pocket costs.
- Financial Flexibility: We offer various payment options, including customized payment plans, to make treatment accessible regardless of your financial situation.
- Comprehensive Care: Our programs address all aspects of recovery, ensuring you receive the most value from your treatment investment.
- Location Advantage: Conveniently located in Denver at 1427 S Federal Blvd, we provide easy access to quality care without the additional expense of traveling far from home.
- Ongoing Support: We’re committed to your long-term recovery, offering continuing care that extends the value of your initial treatment investment.
Take the First Step Toward Recovery Today
Navigating how to pay for addiction treatment doesn’t have to be another obstacle in your recovery journey. At Denver Combined Health Solutions, we believe that financial constraints should never prevent someone from receiving the help they need.
Our dedicated team is available 24/7 to discuss your specific situation and help you explore all available options to make treatment affordable. Whether you have private insurance, Medicaid, or no coverage at all, we’ll work with you to find a solution.
Don’t let financial concerns delay your path to recovery. Contact Revive Health Recovery today:
- Call: (303) 268-4655 (Available 24/7)
- Email: contact@revivehealthrecovery.com
- Visit: 1427 S Federal Blvd, Denver, CO 80219
Your new life free from addiction is worth the investment—and we’re here to help make it possible.
